Jenkins Insurance Group

Executive & Professional
Protection

 

Developing the right protection for business risks requires an understanding of historic experience, emerging trends and available solutions. Jenkins understands the ever-changing product markets, and through direct relationships with national providers, non-standard surplus line underwriters and Lloyds of London, is able to deliver the structure, terms, conditions, and pricing that forward-looking clients require.

Executive Liability

  • Directors & Officers Liability – The personal assets of directors and officers can be severely affected by claims including breach of duty, fraud, unfair business practices, interference with prospective economic advantage, and infringement of trade secrets.
  • Employment Practices Liability – Wage & hour, harassment, mental anguish, discrimination, and wrongful termination or demotion claims can all have a major financial impact for uninsured companies and individuals. Third parties may also sue for discrimination and harassment
  • Fiduciary Liability – The administrators of employee benefit plans are subject to personal liability under federal law. Even with a participant-directed 401(k) plan, fiduciaries can be held personally liable for a variety of reasons.

Professional Liability

  • Legal Practices – A law firm can be held liable not only for the work of their attorneys, but also for all of their employees, as well. The right coverage and the right technical expertise can mean the difference between protection and financial calamity.
  • Architects & Engineers – Properly structuring policies can provide coverage for subsidiaries and participation in joint ventures, as well as practice Principals and direct employees.
  • Real Estate Property Managers – Specialized technical expertise and coverage is needed when considering exposure to tenant discrimination, bodily injury claims stemming from allegations of improper maintenance, Fair Housing Act discrimination claims and crisis management expenses.
  • Construction Supervision – Contractors can be held liable for common construction project errors, even if it was a subcontractor that made the error. Contractors Pollution Liability and ADA/FHA/OSHA regulatory actions reimbursement, defendant reimbursement and disciplinary proceedings reimbursement coverage is available.
  • Technology Errors & Omissions – Software design as well as Web site hosting and design can result in a multitude of claims such as infringement, loss of data, breach of data, and software failure to perform. Available technology risk coverage includes electronic transfer of data, copyright infringement, and even Web-hosting functions.